We build bank-grade lending infrastructure for FinTechs in Africa and the Middle East. Stop choosing between speed and security—get a platform that scales with your user base and satisfies the Central Bank.
You just closed your funding round. The pressure is on to launch new lending products and hit aggressive user targets. But as you scale, your technical debt is compounding.
Most FinTechs hit a wall where "moving fast" turns into "breaking things" - and in regulated markets, breaking things means fines, shutdowns, or lost licenses.
Are you facing these bottlenecks?
Struggling to connect legacy core banking systems with modern mobile money APIs (M-Pesa, Flutterwave, Telcos).
Manual KYC/AML checks are slowing down approvals and leaving you open to fraud.
Your MVP worked for 1,000 users, but it’s buckling under 100,000. Downtime is increasing.
You aren't 100% sure your current architecture would pass a surprise Central Bank audit.
EPixelSoft doesn’t show up as “just devs.”
We act as architects of your lending and compliance ecosystem - designing the blueprint, the controls,
and the platform components that let you grow without sleepless nights.
Our Three-Pillar Approach:
We analyze your current stack against local compliance laws (data sovereignty, KYC/AML) to identify gaps before they become fines.
We deploy a modular, API-first lending engine that handles origination, underwriting, and disbursement automatically.
Our senior engineers integrate the platform into your ecosystem, ensuring seamless connections with payment gateways and credit bureaus.
We don't believe in high-risk "black box" development. We start every engagement with a fixed-price Advisory Workshop to validate your roadmap.
Your team doesn’t need another black-box “platform.”
You need clear, modular capabilities you can understand, own, and build on.
Turn your lending ideas into configurable, testable products.
Your product team experiments. Your engineering team doesn’t have to rebuild the world every time.
Compliance shouldn’t live in scattered spreadsheets and somebody’s head.
We help you move from “we think we’re compliant” to “here’s the evidence.”
Your lending product is only as good as your ability to move money smoothly.
So you’re not manually fixing payouts at midnight before payroll runs.
We design and build using technologies your team already understands and trusts.
You get a structure that’s solid, documented, and hand-over ready — not a mystery system only one consultant knows how to run.
Our goal isn’t just “nice architecture diagrams”.
It’s to
help you sleep better at night while you scale.
When we’ve done our job, your world looks more like this:
Launch new lending products and market entries in weeks, not quarters — because the plumbing and guardrails are already there.
Controls, logs, and reports that make regulator conversations boring (in the best possible way).
A clear roadmap, visible risk controls, and a platform that doesn’t depend on heroic effort to stay online.
Fewer outages, fewer one-off scripts, and a backend your team isn’t embarrassed to show on a whiteboard.
A reusable core that adapts to each country’s rules, rather than a separate, messy stack for each new market.
In short: You keep growing, while your stack and your regulator keep up.
You don’t need a giant, vague “digital transformation” project.
You need clear steps, fixed scope, and quick proof you’re on the right track.
That’s why we start with a low-risk, high-clarity engagement model:
STEP 1
This is your entry point.
We review your current lending stack, architecture, and compliance posture across:
You get a concise, honest report: where you’re solid, where you’re exposed, and what to prioritise.
Book a Technical Risk Audit →STEP 2
A focused, ~10-day deep dive around a specific product or market expansion.
Together we:
You walk away with a clear go/no-go decision and scoped plan — not vague promises.
STEP 3
Over ~4–6 weeks, we design your target digital lending & compliance architecture, including:
This becomes your living playbook for lending scale.
STEP 4
When you’re ready, our delivery squads help you:
We stay closely aligned with your team, so knowledge and ownership stay with you, not locked in a vendor.
EPixelSoft is a technology partner for organisations that can’t afford to get compliance and scale wrong.
We’ve spent years building secure, integrated systems in sectors where:
For digital lenders and FinTechs, that translates into:
We design the system before we touch the keyboard.
We speak the language of risk, controls, and regulators, not just code.
Dedicated squads who can actually ship and support what we design.
We aim to be the team you trust for the next market launch, not just the next sprint.
You don’t need a hundred vendors.
You need one partner who understands lending, regulation,
and modern engineering.
No. The point of the audit and workshops is to accelerate you, not create bureaucracy.
We focus on the minimum safe architecture you need to ship faster, not endless theory.
You do.
We build in your repositories, with your tooling, and document everything so your team can run and extend it without us.
Yes. Our architecture approach is integration-first, not “rip and replace.”
We’ll keep what works, fix what doesn’t, and avoid breaking what your team relies on day-to-day.
That’s exactly why we start with the Technical Risk Audit and Validation Workshop.
You get clarity and a roadmap first. Implementation only happens when there’s a clear business case.
Most teams get actionable insight from the audit within days, and a prioritised plan by the end of the first engagement cycle (2–4 weeks).
That’s usually enough to unblock at least one major product or compliance decision.
Ready to De-Risk Your Lending Stack?
If you’re feeling the tension between moving fast and staying
safe, that’s a sign
your current stack has served its purpose.
The next stage of growth needs a platform and architecture that can:
