Launch Regulatory-Ready FinTechs in 12 Weeks.

Don't let a failed audit freeze your launch. We provide the compliance-validated engineering teams and Transformation Blueprints you need to secure your license and scale from Seed to Series B.

Launch Regulatory-Ready FinTechs in 12 Weeks.

Powering platforms processing $10M+ monthly. 100% Regulator Audit Pass Rate.

Trusted by the platforms moving millions.

Ledger Drift
across all client platforms.

$0

Audit Pass Rate
with Central Bank regulators.

100%

Average transaction
latency.

<200ms

“We needed to integrate with three different legacy banks in East Africa while keeping our user experience instant. EPixelSoft didn’t just build the API; they architected a queuing system that ensured 99.99% uptime even when the banks went down. They understand the stakes.”

CTO, Nova Banking (Series A Neobank)

African Bank
LendingTree
Stance
Wallets Africa

Your Biggest Risk Isn’t Shipping Slowly - It’s Shipping Wrong

In FinTech and digital banking, the cost of getting it wrong is brutal. A missed requirement, a fragile integration, or an incomplete audit trail can stall licenses, trigger fines, or freeze launches your team has spent months building.

1

Regulation moves faster than your architecture

New central bank directives, data protection laws, KYC/AML rules, and card scheme updates are piling up on top of an already complex stack.

2

Patchwork systems, fragile integrations

Monoliths, quick fixes, and point-to-point integrations make every new feature feel like a risk to stability - and a nightmare to explain to auditors.

3

Compliance and engineering speak different languages

Risk teams think in obligations and controls, engineers think in services and APIs. Without a shared blueprint, both sides are frustrated.

4

Investors are asking deeper questions

Due diligence now goes beyond metrics. They want to know: “Is your platform actually regulator-ready?” Being unsure in that moment is not an option.

If a single regulator says “no”, months of product work can disappear in a single meeting.
That’s what we help you avoid.

Two Ways to De-Risk Your Roadmap

We decouple risk from development. Start with a fixed-price engagement to validate your architecture before you commit to a full build.

Transformation Accelerator (Compliance Audit)

Best for: Series A/B FinTechs & Enterprise Banks A 4-week deep dive into your architecture, security, and compliance gaps. We map your data flows against regulatory requirements (KYC/AML, ISO 27001).

Deliverable: A complete Technical Remediation Roadmap & Risk Report.

Outcome: You get a clean bill of health for investors and regulators.

Apply for Accelerator

Digital Validation Workshop

Best for:  Early-Stage Startups & MVP Launches A 10-day intensive planning sprint. We define your technical requirements, select your stack (Payment Gateway, SMS provider, Cloud), and design your schema.

Deliverable: A Grant-Ready / Investor-Ready Product Blueprint.

Outcome: You stop guessing and start building with a validated plan.

Book a Workshop

Compliance-First Engineering for FinTech & Banking

EPixelSoft is your digital engineering partner for compliance-driven FinTech and banking products. We connect regulatory reality with modern architecture, so your teams can move quickly - on a platform regulators and investors can trust.

Compliance-First Engineering for FinTech & Banking
  • Audit – See the Real Risk in Your Architecture

    Audit – See the Real Risk in Your Architecture

    We start with a deep-dive Compliance Architecture Audit. We map your systems, data flows, integrations, and controls against the regulatory and security requirements you’re operating under. You get a clear view of where risk lives in your platform today.

  • Blueprint – Turn Complexity into a Clear Roadmap

    Blueprint – Turn Complexity into a Clear Roadmap

    Next, we translate findings into a practical, prioritized roadmap. What needs to be fixed now? What can wait? How do we get you ready for the next regulator review, funding round, or market launch? You walk away with a blueprint the whole leadership team can align around.

  • Implementation – Make the Roadmap Real

    Implementation – Make the Roadmap Real

    Our engineering team helps you execute: refactors, new services, secure integrations, better logging and monitoring, and improved workflows for KYC, AML, and transaction monitoring. We build alongside your team, not instead of them.

  • Ongoing Assurance – Stay Ahead of What’s Next

    Ongoing Assurance – Stay Ahead of What’s Next

    Regulation doesn’t stand still. We offer ongoing compliance engineering support so your platform, processes, and documentation evolve with new rules, new products, and new geographies.

The Outcomes Your Regulators, Investors, and
Teams Care About

We don’t sell hours of development. We help you reduce risk, unlock growth, and create a platform your stakeholders actually trust. The value shows up differently for each role - but it’s all connected.

For CTOs & VP Engineering

  • A clear, realistic architecture roadmap instead of endless “tech debt” lists
  • Fewer emergency refactors and last-minute compliance fixes
  • Better alignment with product, risk, and leadership on priorities
  • Stronger story to tell in technical and security due diligence

For Risk & Compliance Leaders

  • Architecture and workflows that reflect real regulatory obligations
  • Clear evidence and audit trails you can bring into regulator conversations
  • Fewer surprises in reviews, inspections, or license applications
  • A partner who can “translate” engineering into risk language you can use

For Founders, CEOs & Business Leaders

  • Faster time-to-market in new products and new countries - without gambling on compliance
  • Increased investor confidence during fundraising and follow-on rounds
  • Reduced chances of costly fines, remediation projects, or reputational damage
  • A platform that can scale with your growth, instead of blocking it

Compliance shouldn’t be the enemy of innovation. Done right, it becomes
the foundation that lets you move faster and go further.

Our Compliance Engineering Process

We keep the process simple, structured, and transparent. Every engagement is designed to give you clarity quickly, then move into focused execution.

Our Compliance Engineering Process

Every engagement starts with a fixed-scope Compliance
Architecture Audit.

Apply for Accelerator Arrow

Who We Work With

We work with regulated FinTechs and financial institutions across Africa and the Middle East who need to move fast without gambling on compliance or platform stability.

Seed to Series C FinTech startups

Seed to Series C FinTech startups

Building and scaling regulated products under pressure from investors, regulators, and the market, who need to pass due diligence fast.

Digital banks & neobanks

Digital banks & neobanks

Launching or expanding app-first banking experiences that must pass strict technical and regulatory scrutiny, and that cannot afford downtime or ledger errors.

Micro-lenders & BNPL providers

Micro-lenders & BNPL providers

Managing credit risk, collections, and regulatory expectations while pushing for growth.

Payment gateways & processors

Payment gateways & processors

Handling high transaction volumes, settlement, chargebacks, and card scheme requirements that need robust handling of high-concurrency transactions.

Mobile money & wallet providers

Mobile money & wallet providers

Orchestrating complex flows between telcos, banks, and users in real-world infrastructure conditions.

Traditional banks modernizing their stack

Traditional banks modernizing their stack

Upgrading legacy systems, launching digital channels, and integrating with FinTech partners - without disrupting core operations.

If you’re building or running a regulated FinTech or banking platform in Africa or the
Middle East, this page - and our work - is designed for you.

Frequently Asked Questions

We’ve answered some of the most common questions clients ask before starting their journey.

No. We work with both fully licensed institutions and teams in the process of obtaining licenses or approvals. In early stages, we focus on getting your architecture, controls, and documentation into a shape that will support your licensing journey.

Yes. We frequently work with teams who have an upcoming review, inspection, or application. We focus on making sure your technical architecture, controls, and evidence align with what your legal and regulatory advisors are submitting on paper.

Usually not. In most cases, we identify a set of targeted changes - new services, refactors, controls, and logging - that significantly reduce risk without a full rewrite. When a rebuild really is necessary, we’ll explain why and propose a realistic path.

We work alongside them. Your security and compliance teams set the policies and obligations; we translate those into architecture, workflows, integrations, and evidence. We involve them in key workshops and reviews so everyone is aligned.

Yes, as long as you’re building a regulated FinTech or banking product and ready to invest in getting the foundations right. The scope may be smaller, but the goal is the same: avoid expensive mistakes that will slow you down later.

Yes. We’re used to working under bank-grade security, access, and vendor management requirements. We’ll adapt to your policies and processes while still moving work forward.

Ready to De-Risk Your Next Release?

Whether you’re preparing for a new license, expanding into a new country, or gearing up for your next funding round, this is the moment to get your architecture and compliance story in order. We’ll help you see the risk clearly, build a roadmap you can trust, and execute without slowing your team down.

Prefer to explore first? Download the Compliance Risk Blueprint

No hard pitch. In our first call, we’ll review your current situation, highlight key risks we see, and suggest practical next steps - whether we work together or not.

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